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Express Now. Pay Later.

Travel, Restaurants, Monthly Bills, Shopping, Petrol Expenses, Gas, Elecctricity, School fee,Water Bills, Internet

Apply Express Credit Card

Credit Limit Up to £1000 - £ 50,000

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Big Wishes? Get what you want right now. Big bills? Clear them right away. Get Postpaid Loan, a new & incredible way to pay.

Accepted Everywhere.

Pay with Postpaid Loan at 20K+ big and small shops across United Kingdom and all your favourite Apps & Websites.

Interest-Free 30 Days

Spend wherever you want, no questions asked. Pay it back next month*

Improve Your Credit Score

Postpaid Loan helps you build and improve your credit profile. Timely repayments
can make you eligible for a credit card or get you a better loan offer.

Superfast Checkouts

Enjoy single click checkouts without hassle.

Frequently Asked Questions

How does Postpaid Loan work?

15 Millions People Bank With Express. Join Them.

Choose your plan

Student

Free

Sending money abroad or sticking to a budget with built-in tools, no matter your needs, get more from your money with our Student account.

Silver

£3.99/month

Enjoy extra perks like priority in-app support and everyday spending protection, for less than the price of a coffee. All this and more, with Silver.

Gold

£7.99/month

Discover flexible benefits that fit your life at home, and take you all over the globe. Save, spend, send, and invest smarter with Gold.

Premium

Free

Enjoy higher limits on investments and more, and explore an array of lifestyle enhancing benefits, all on Metal.

Business

£3.99/month

You’re the boss. Set limits, track, freeze/unfreeze and decide where cards can be used. Expenses automatically remind staff to submit receipts; it’s bookkeeping made easy

VIP Premium

£45/month (Introductory offer)

Experience the exceptional, featuring exclusive lifestyle benefits, world-class travel, and a precision engineered, platinum-plated VIP Premium card.

What are you waiting for?

WHERE MONEY TRAVELS IN SPEED

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© Express Ltd 2024

If you would like to find out more about which Express entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Express app. Express Ltd (No. 08804901) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 7 Westferry Circus, Philbeach Gardens, London England, SW5 9ET. Insurance related-products are arranged by Express Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780500) and by Express Ltd, an Appointed Representative of Express Travel Ltd in relation to insurance distribution activities. Trading and investment products are provided by Express Trading Ltd (No. 8966620) is wholly owned subsidiary of Express Ltd and is an appointed representative of Resolution Compliance Ltd which is authorised and regulated by the Financial Conduct Authority.

We are also registered with the Financial Conduct Authority to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2024.

Express's commodities service is not regulated by the FCA.

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